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It's probably too late now however happy to give you the details of the name of the person we used in Sydney. We did everything over email.

aw1 - I was under the impression that the $1,000 fee was the only 'termination' fee applicable however too late for me now. As an aside, you mention that the amount of the loan was substantial and therefore if you push, you should be able to get a better discount on the rate than that. We just...