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Yeah I asked if it was a 'honeymoon' rate and they promised it wasn't. If not YBR, does anyone know if I can get this type of deal elsewhere? PT Bear, you say any mainstream lender can beat 6.12 which I believe however can anyone beat 5.78%?

Thanks for the feedback. I have been offered 5.74% on a variable rate loan with a package fee of about 395 (or 350 - can't remember at the minute). Includes 100% offset and atm card etc. I am more interested in this style of rate as this is being offered for a loan over 250k that I am...

Hi - anyone know anything about Yellow Brick Road? I am currently exploring their options and have seen their product sheet with a variable rate package that is extremely competitive. Any thoughts? I am currently looking at refinancing.