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No argument about being a newbie Sunfish, but my 4 steps to financial freedom has been proven. My old man used this strategy over 20 years without forums, without books, without seminars, without tax experts and being of European descent and him finding it difficult to sometimes communicate in...

I didn't say that. I am saying that interest rate hikes put upward pressure on rents, therefore allowing the landlord to pocket more $'s to cover more of their interest repayments.

Fair enough, but what about if those same investors had continued investing in the sharemarket during that 9 year period, assuming they could, regardless of their losses at the time. No doubt they would have more than made up for the losses during this period. This is why it's all about time...

If interest rates go up further, doesn't this justify another rental increase to our tenants? So, no real drama's. As for dropping property prices, who cares? Even better for us investors to pick up a bargain or two.... unless you have to sell of course at a loss. But if you can hold on, no...