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Reply: 5.1 From: The Husband Don I am not sure that loans with offset accounts cost anymore. I have one with ANZ bank and I think I even got the low honey moon rate. I sure it doesn't cost any more with most banks. LOCs are much more expensive though, usually half a percent or so. You also...

Reply: 1 From: The Husband Peter Instead of paying PI, have you considered a 100% offset account linked to an IO loan. That way you can save up for a deposit in your account or you could even save up for personal items, take the money out, the interest on your loan goes up, hence your tax...