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Hi Rixter, Thankyou for taking the time to post the spreadsheet, very helpful regards Theresa

Thankyou for the information, I have read the information on the ATO sight and now have a headache , it certainly gets complicated. Income producing was the key, maybe I'll draw down the funds to invest in shares and use the funds in our own home to set up line of credit for the unforseen...

tax implications/ use of investment funds Hi everyone, new to the forum and enjoying reading the info. I was looking at drawing down the equity on my investment loan, to 80% .The cashflow would cater for increasing interest rates, maintenance, loss of rent etc as opposed to using our own...