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Hopefully the same across pretty much any bank ? I'd prefer not to go with CBA as their offset account is a bit funny from my recollection Presumably the bank wouldn't know/care about the existence of the 'spare cash'.. as the bank can't count money in offset as part of LVR. I rang OSR...

Its mainly my parents thats driving this.. they're not happy with my sister's current supposedly 'substandard' living arrangements (she's renting a room in Redfern) and in our culture we don't like having landlords... Its not a big deal, she's a pretty thrifty person (more than me).. she's...

My sister/family is considering buying an inner-city Sydney apartment, this would be her first home. Her income is relatively low and on servicability alone would cover only around half the value of the apartment. She has over 5% of genuine savings already. Me and my parents have around...