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    What's the catalyst to provide the next big jump in family discretionary income?

    The difference in repayments between 30yr P&I and IO is rather small (in Oz, due to our relatively high interest rates). No point focusing on extending 30yr P&I to 40 year, its not going to make much of a difference. Example on $300k principal: 7% Interest rate (Oz) 30yr P&I $2000 per...
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