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LOL new I could count on you all to give me a shove along. Got my work cut out! :eek:

Cheers Aaron, thanks.

;) Correct that was the advice given. But I seeTerry's note a bit further down the thread so thanks folks I'll have another convo with my accountant

Errr thanks for the heads up, I love a good cuppa and you're right I haven't read the docs as yet. Will though ;) :o Haven't yet spoken to my Bank Manager in great detail as am planning to find mortgage broker... yep NOW would be a good time :D

All good questions thanks Terry, some I don't have the answers to so will get some further advice. Re the PPOR being in both our names; the title is in my name and the mortgage was taken in both our names because at the time my husband owned a business (which we've now sold) the advice we...

Hi Ace, Thanks for replying, yep you're right with 2 & 3 and I should mention our 1st daughter is in child care which costs more than private school:eek: so we're pretty committed financially but comfortable with our lifestyle. We have a 2nd child on the way so have allowed some buffer for...

Hi all, After much reading and listening, hubby and I think we're ready to take the plunge, so interested in your feedback. Some info first: CURRENT FINANCIAL POSITION Husband & Wife (40y/o), HH Income of $300,000 PPOR valued at...