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Reply: 1.1.1.1.1.2.1.2.1.1.1 From: Tibor Bode Rolf, I take your point of view, but I still think using a specialist broker is a better option. The sample reason behind it that the specialist should know who to turn to (which institution's rules and the applicant's characteristics match)...

Reply: 1.1.1.1.1.2.1 From: Tibor Bode Hi, I have done business with Westpac, ANZ, Wizard (currently in the process to get rid of them) RAMS (via my old broker) St George and found that going direct is in the too hard basket, having an average broker and you don;t fit the average investor...