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Thanks for all the replies. It does help me to get a bit more of an idea. We got the loans while we were on dual income, but we are now down to one income (this was our decision though, wife hated her job and now we are trying for kids). I'm currently on about $60k after tax with my job and...

Over the next few years it seems we may be hit with an interest rate rise or two. I've only been investing in property since 2011 so I've only ever seen rate drops. It's kind of a scary thought, rates going up. They only have to go up 2% and that will cost me an extra $476 per week...