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When retirement income planning become the hot topic of your social circle, change circles ;) Well, I'm younger than,say, my father, but haven't been (or looked) "young" for some time.

Actually not only does it not beat talking about politics and religion, it fails to compete with just about anything else. People who, in social situations and without prompting, talk incessantly about money, how much they have and how they got it are, without exeception, self-absorbed and dull.

People who want to regale you at social functions with stories of their investment strategies are as much fun as people who want to give you chapter and verse about their health issues.