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I'll make it easy for you. There is *very* little chance a bank will touch it on the terms you want. A bank will lend on the val or contract price, whichever is the lower. Every excited buyer has a story for the bank about how they are paying under market and it's *really* worth much, much...

If you can get it for $2M, what makes you think it is worth anything more? Other than you would like to think it is worth more.