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Well, just got the AFG index and somewhat relieved (you hate to think it's only your business seeing an unexpectedly high easing of activity) to note: Their volumes down 9.1% July to June and 15% July to July. Interestingly, when you account for refinance rates compared to last year...

Nope..mean the apparent slowing of lending growth we are seeing in July will likely manifest as a poorer result for the July Rismark Index when it comes out.

As an aside, based on chats during the month with other participants in the lending caper, there is a general consensus of activity easing this month. Based on that, I'd expect the softening to continue in July.