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...which has nothing to do with the question as to whether a tenant who accidentally causes a fire in your kitchen can resort to their own insurance to cover said damage. As I said previously, there is a big difference between whether a tenant is legally liable for said damage and whether they...

Good 'ol Jesse should be able to give you an answer but hasn't because she doesn't know.She should give their PDS a read. Couple of obvious points. You can't insure property in which you have no pecuniary interest. I can't insure your house and then claim if it burns down. Equally, as a...

Try not to take this the wrong way but you may wish to seriously consider whether being a landlord works for you. Tenants will accidentally damage your property. Tennis balls will break windows, someone will slip and break a shower screen, a car will nudge a roller door. If you don't understand...

Claim on your insurance. Move on. Repeat as necessary.