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I guess this is true - just glad I didn't take that approach. I know Chris Gray is a big advocate of this approach. With this you accept the risk that there is a chance that there will be some places you cannot afford to live - which seems to have happened here.

Tough situation if you really need to buy into Sydney. Possibly an example of why you should get a PPOR as early as practical - particularly before regional investments. It can work out if you purchase well and the markets performs - but you always run the risk of the market you want your...