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    Where to buy in melbourne with $50k in the bank?

    Your $20 for other costs sounds optimistic to me. I've got a near-new 2-bed unit in Frankston South and last year paid $500 insurance, $435 water, $1300 rates, $295 LL insurance, total $2530 or around $50p.w. (+$1300 maintenance which shouldn't apply on a brand new unit)
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