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The obvious answer to his question, " If you had a widget that cost you a dollar to produce, why would you sell if for 80 cents?", is no. But if you're producing a million a year in a factory you own that's increasing in value by $300K each year, then the answer might be different. The...

But an owner-occupier would, management and land tax excepted, be spending just the same, possibly more in that as an investor you look to maximise your return whilst an OO might well spend an extra $10K on a kitchen just because they like it.