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Yes Alex - thanks for taking the time out to post - its very helpful indeed!

Thanks! Do you know if all, or some of the NI one can opt-out of? If its some, what %? I assume only some of the NI is referable to the pension?

Hi Alex - any links to the UK opt out of N.I. scheme? Wonder if it would be too late for me to opt out as I've been here & working for 5 or so months now....???