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Thanks Dazz. Agree with that - there is a lot of sleep at night benefits for paying the extra percent or so. Only thing is these no review term loans top out in the small to middle end of the spectrum $$ wise, but that problem is still some ways off for me (and not a bad problem to be having).

My Adelaide Bank (variable) loan is now at 8.99% for those interested.

Thank you Cameron. Very much appreciated and very helpful.

Thanks everybody. I should have posted more detail. The reason I'm asking is that, although I know for a 75% LVR lend Adelaide bank is in the ballpark on interest rate, when my "initial" period expires (when refinancing penalties are no longer applicable in 48 months) I'm considering if there...

Hi, As you know from my other thread, have just bought a CIP. I've noticed that the commercial lending market is not very transparent, and lending is very much more on a case by case basis (property and credit metric dependant). Having said that, I'd be keen to hear what sort of interest...