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+1 it seems they also follow the herd, ie really want to buy buy buy at the end of a boom, and spend their remaining time talking themselves out of , and looking for excuses eg I have a friend who wants to buy right now, but every property he or I find, gives me a list of why he shouldnt...

from personal experience, took a lot of dumb investment risks when I was younger many of which didnt pay off, eg losing 97% on an investment! (and no it wasnt the casino!) now, im still willing to take risk but it is far more calculated/educated. also, my risk apetite has gone down...