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Hah, maybe I shouldn't be so honest then. At the end of the day we have to be able to afford it and still be able to live a little.

Thanks guys, I think i now what I did. I was very conservative with my figures. I overestimated our living expenses, and underestimated things like rental potential. I wanted to make sure I had buffer upon buffer upon buffer - just incase. Essentially our nett income is $11,500 (sometimes...

Well I gave him the rental income, am going to check in with another MB recommended on this forum.

Hi all I am really confused about how much we can borrow. Westminster wrote in another thread where a guy has $180K deposit and a good job ... Let say 180k would get you 1.8m if you could get a 90% lend - no guarantees on that - you'd need to speak to a broker. In other threads people...