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Funnily enough, I have an oldest child a bit like this. Asked me today, where does paper money come from, is it special paper... um, ah, what am I getting at, dont' want to stretch the brain too much. So I said, I'm not sure what you're asking. Oh, he says, is money special paper. Yep, I say...

Going to sound really old fashioned here, but what about something like the Dollarmite accounts that Commonwealth used to do? Some banks still do kiddy accounts and you could put a couple of dollars a week into them, or set them up with $50 or something and add to it as you felt comfortable...