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Thanks for clarifying that, Paul. It's still better than 100k.

Thanks, Terry. Excellent info.

Great info, Paul and Terry. Can I clarify that with an example to make sure I understand that correctly? PPOR value - 400k under wife's name Loan - 100k remaining After using this spouse transfer Wife's loan - still 100k Husband's loan - 200k assuming he can get 100% Wife's equity - 200k to...