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Yes it does - absolutely. I set my goal using 2005 dollar terms. My guess is that I will need to add 60% to all of my numbers to allow for my first retirement goal about 6 years from now.

I feel the same way. Reading about others' plans and debating strategy on this forum has been a wonderful learning experience for me.

For me it's about structuring things to take advantage of the asset base without incurring too much risk. Why sell down, incur CGT and reduce your yield if you don't have to?

It wasn't taken as a criticism HG, but rather a point to discuss a bit more widely. :) Please continue the discussion! I guess I've been thinking about this for a while and have taken a position that I prefer yield to growth, and use the yield to pay down my loans. My growth hasn't been bad...

My plan is to have $3M equity in the IPs, independent of the PPOR. I figure I'll borrow against the IPs, although not up to the maximum. I'll also still be in full time work when this happens, and expect somewhere from 5-10 years overlap. Thus I'll be able to reduce debt using cashflow from...

I agree with you. My plan is to have a large enough portfolio of sensible assets that I don't necessarily need to sell any down, but can rather live off the yield, accepting that said yield could be variable. I'm aiming for $3M worth of income generating assets, in 2005 dollar terms...