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Great advice, and I agree completely. As for the shares, the bumpy ride has already begun, with two margin calls over the past 14 months, and they were only a few months apart. Fortunately, by managing risk I was easily able to transfer some $ across and did not get sold down, and indeed...

My hope is that the property I currently own will double in terms of both capital value and rent return over the next 12 or so years, leaving me with a $4.5M property portfolio. Add to this a shares portfolio of (at current contribution rate) about a million $. This gives me about $5.5M income...

A good year here. Bought shares (with both mine and the banks money) every month, reduced some PPOR debt and bought a block of 3 2BR units. I've now got enough IPs (7) to get to my retirement goal in about 12 years, and am still accumulating shares. As long as we don't have any major...