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I expect it wil have taken us 15-20 years in the end.

I consider $100k pa to be income before tax. My personal goal is $150k per year (before tax), but in 2005 dollar terms, and with a fully paid off PPOR. I'd say we're about 8-10 years away. I was originally hoping to get there by age 45, but I've shifted that out a little since buying a big...