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Thanks Mick C. Great insight. Made an offer on the property today (subject to finance). It will be a good buy if I can get it at the price I offered. Grandma is fine with it. She said she doesn't understand HECs but if it helps me more long term, she doesn't mind how I use it.

Yeah they could probably leave it a week or so, but they have to get moving on it. The estate has already been held up for over a year and a half and one of the beneficiaries is chasing money ASAP. I just need to give them an idea of whether or not I am interested and I didn't want them holding...

I am a lawyer (not practicing) - I am not a beneficiary so the only way I can obtain the property is to purchase it or for all the beneficiaries to gift me their share - which isn't going to happen haha. I wish.

Thanks guys. My uncle and dad are two of three beneficiaries - which is why I need to pay market value minus commission. I apparently have a perfect credit history - I have only ever applied for a personal loan once and that was for my car.

Hi there, I only began saving for my first house deposit in February and have saved $10k to date. I have studied full time since 2007 and I currently work 3 days per week perm part time and earn 60k per year while I complete my PhD. I am currently able to save $900 per fortnight after all my...