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Delta I think you'd find that 80% of the people on this board and 99% of investors not on this board would benefit from some of the exceptionally informed and experienced mortgage brokers that hang around here. Separating risk and exposure across lenders to ensure your portfolio doesn't...

The senior partner in my firm is in his mid-30s and has net worth in the high single digit millions as a man who came from nothing. If he wasn't doing this, he'd be out of his mind with boredom. There's only so much golf one can play, and 6 weeks a year is plenty of holiday time. For those...

Not everyone is a good candidate for advice. If you can do what an adviser does, have the time, resources, education and experience to do so, by all means you should do it yourself and save yourself the fees. That would be an excellent outcome. If on the other hand you lack any of the...

I don't like projections for all the reasons stated above, but they do serve a purpose in illustrating the concepts at work. No equity chart of property value chart goes diagonally up and right at the same rate year on year. The premise is that if you stick to the strategy over time you should...

Terry as a financial adviser this is the sort of thing that more should be incorporating into their planning. People here may not realise just how financially uncertain a lot of advice clients are, and cannot put themselves in the position where they didn't have the knowledge they've gathered...