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Yes. I think your point contextualises this discussion making it more relevant. Surely this is the main point. I would actually like more live debate/discussion about this. To me, there are very few disadvantages to having property paid off and the rent supporting further deposits and...

I don't know but I already like him/her. Good name, too.

too late for you, Mr F

I'm glad that you're enjoying yourself now Freckle. You never know though. I'm wishing you a sense of elation as you get closer to and outlive your projections with a healthy mind and functional body. :)

Doesn't anyone sleep around here? What's going on - full moon?