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hahaha no. But will make things easier, won't it? Good luck with your research. I'm a late bloomer too. Hopefully not too late :rolleyes: It feels good to have your own place. Cheers!

fluffy, Do you work and/or would you consider working? If you like where you're living, then why change for now? You could buy a few IPs and think about PPOR later, if at all. You could always move into an IP if you really needed to. You'll need to do some more investigating of...