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Reply: 1.1.1.1.1.1.1.2.1.1 From: Waverly Bay Hi Richard The purpose of my post was to inquire about the risk factors of your proposed structure. You seem to be suggesting that the PPOR loan should be separate and distinct from the IP loan/top up/discrete borrowing ("IP Loan"), and that it...

Reply: 1.1.1.1.1.1.1.1 From: Waverly Bay Interesting suggestion Richard - but is there still a risk that the ATO will "aggregate" the two separate loans (or to use your wording, one loan and one separately negotiated top up) as one "combined loan" and argue that the LMI costs relate to the...