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Yes, For my first property in 2009 I paid about 14k LMI iirc. Initial Principal owing was $315k. Now at $287k

If you read closely, you would see that I had renovated 2 IPs within 12 months.. That was over $70k worth... Also have 4 kids which im not sure you are aware of how much $$ they soak.

Yes they did. They basically negated all the renovations on the 09 property as she was unsure whether it needed council approval or not. I was advised by council that anything within the limits of the existing property boundary does not require approval. So she took the conservative route...

Thanks for the reply guys. That gives me hope. I am on $140k and my partner is on $80k, serviceability is not so much an issue. Reason for no savings is we have just finished renovating both IP's over the last 12-18months to which one would say based on both valuations probably wasnt the...

Hi guys, Im urgently chasing finance for approx $600k however the equity/deposit is lacking. Looking to fast track (As you do), what are my options in obtaining finance with a minimal amount of deposit/equity? I have about $30k equity in one property, (Valued at $220, only $170 owing)...