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That makes perfect sense when someone else explains it you:) One thing that I'm still not clear about...if you happen to use equity in your PPOR then I would assume you will be borrowing 100% + a little extra (if possible). In the above scenario how would you provide the deposit of say 5-10%...

OK that make me feel a little better:) Just following on from there, would you then get the building inspection, pest inspection etc... done before the exchange of contract of would you have a clause in the contract to take care of these matters? I see alot of potential cost if you get...

Couple of newbie questions: - Are verbal offers and written offers binding? - If so can you be gazumped? - Is there a situation where you can be gazumped after a Sales Contract has been sign? - A common trend seems to be the use of written offers, what are the advantages and...