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Ideally, I'd have a lender prepared to lend for a couple of % below cpi and a few more % below GDP (BOJ comes to mind) at 100% LVR - fixed for my lifetime of couse.:D Wouldn't be long before I was the wealthiest man in Australia. Well, that would have been the case if I started buying in 2001...

Blue, seems it isn't the right time to go into further debt to build a PPR. If I was younger and seeking cash, I'd head over to Saudi tomorrow and seek opportunities. SE Australia has some hard times ahead, and I think the rest of Aus too.