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yep i jumped in nearly 2 months ago - i missed the dead bottom, but was only 1 or 2 increments above the dead bottom: PPOR - 4 years, 6.44% CBA IP1 - 3 years, 5.94% NAB IP2 - 3 years, 6.04% CBA We fixed purely as cashflow management - we saw rates as being historically VERY low, and fixed...

to be honest i dont care if i end up paying more in the 3yr fixed rate against staying variable. This is a risk management strategy for me!! My fiancee and I have stretched to our $1million portfolio (two ips and a PPOR), and we want to hang onto that! Fixing the rates mitigates the risk of...

i was REALLLLY lucky i got in and locked with CBA on friday. Locked my PPOR at 6.44% for 4 years, and IP#2 for 6.04% for 3 years. Locked the PPOR for longer to provide a longer period of security, and did IP#2 for 3 years as its still close enough cashflow neutral at that rate, and rents will...

CBA fixed rates going up! Hey guys... i just got this email from my broker. The proof is in the pudding... rates are on the rise.

i definitely think we have seen and passed the bottom of the fixed rates for this cycle. ALL of the banks have increased their fixed rates now, and already we are seeing indications that the cash rate has also hit its bottom (or damn close to it). The smart money locked in 2-3 months ago... the...

What about the fact that all the banks are INCREASING their fixed rates? CBA has just emailled my broker today advising that they are meeting on thursday to discuss their fixed rates, and they are likely to increase across the board. NAB have already increased their fixed rates, as have...

i'm interested to know what bank provides fixed rates, interest only, with a 100% offset account? I didnt know you could get all three?

Yeah looks like we might be going with Westpac on this one. The servicability works out, so its all in the MB's hands now :)

Im hurriedly doing the 3yr fixed rate comparisons right now.... my fiancee and I are buying our PPOR which we wanted to fix for 3yrs to have control of our cashflow. We were initially going with CBA, but with the likes of NAB and Westpac having much lower fixed rates, ive got my MB doing all...

beating the banks with fixed rates is kind of akin to beating the dealer at blackjack. .... if you had a "cheat-sheet" printout of all the cards that have been dealt from the deck. Its not that hard, if you dont weigh emotion and fear over reason and probabilities.