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Im going to echo what everyone else has said.... lower your expectations to match what you can afford. Remember that 98% of first home buyers cannot afford they home that they initially "expect" to buy. Our first home was a teeny weeny little 2bd townhouse. We just lived in it long enough for...

well he is now the leader of the opposition..... lets see how this goes shall we?

If the federal govt comes out with a govt building society to provide funding to the developers, all it will take is for one state govt to relax their planning laws, red tape and costs a little bit.... ... and then WHOOSHKA!!! You watch how crazy the building industry [and greater economy]...