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''Certainly when we go out to rooming houses in the middle ring we see people that would never be homeless before, never lived in a rooming house, but as a single person can't compete in those rental markets.'' Which is precisely where retiree Pat Barron found himself early last year...

Glen Stevens and his RBA are a bright bunch. There have been some fantastic speeches made recently (not just by Stevens) which makes me quite hopeful that they are capable despite the shockers of raising interest rates through the roof in 2008, not seeing the GFC coming (not one of them) and...