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so they can qualify for mobile phones or developments? ;) That was years ago, our latest development site is sitting there unfinanced currently while lending institutions are trying to decipher what it is that they need to make it happen!!! :(

LOL are you surprised? I once applied for a mobile phone and was rejected. I was doing a million dollar development at the same time but did not have a good enough credit rating for a mobile phone. No one understands investors :( that's why we are all here lending support to each other :)