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I intend to seek proper advice from a broker (and an accountant) but I am trying to get my head around the basics first so I can have a decent understanding of what a broker is telling me. The more I learn before I seek professional advise the less likely I am to put the investing thing into the...

The more I learn more confused I get I think. Quick question for the finance guys, hypothetically... If I buy a $700000 PPOR, with the intent of buying an IP or IPs in the future I would be best getting a IO loan with a LOC yes? I redraw $170000 from my current PPOR for the 20% deposit on...

I have PM'd you with the details but since I have no proof the broker was doing anything underhanded I dont feel its appropriate to post names publicly. No idea how it happened, to be honest the whole transaction (retrospectively) was an excersize in incompetence but most of the blame has to...

To this day I dont know what the issue was, I was basically told finance was sorted with the lender, we exhanged and then the lender decided to deny the finance 5 days before settlement, no reason was given AFAIK. It may not have been the brokers fault, I realise they cant control everything...

I realise a good broker wont but how does one know one has selected a good broker? Without going into too much detail when I bought my current PPOR finance was arranged through a broker, issues arose only after exchanging contracts which resulted in me having to change lenders at the last...

It is my intention to speak to a broker, I'm trying to get a bit of an idea what I'm doing first though as I dont want to be railroaded by a broker into something thats not right for me because I dont really have a good grasp on what is best and what my options are.

Your right that upgrading our PPOR is base on strong desire rather than weath creation, we wish to move to a larger house in a better suburb with a better school for the benifit our young children. We would like to buy an investment property to create weath so I dont have to work 60 hours a week...

Cheers for that.

Dagnamit, could a mod please edit my title, It should say buy rather than by and Upgrading rather than upgraging. Maybe I need spelling lessons rather than investment advice. Thanx.

Upgrading my PPOR or buy an IP, which should come first. First up, Hi, my name is Jason, like most newbies my first post is a complicated (at least to me), and probably already covered question. Hopefully some of you more knowledgble folk can can point me in the right direction:). My current...