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Peter, Congratulations on the 20th. We're half way there. Still need the AUD to get a little stronger against the Yen.

BankWest went up but didn't StG go down? Was around 6.49% and now 5.94%.

Peter14.7, I guess I have been one of the lucky ones locking in at 6.49 3 years ago and expires this March just in time for some low variable before locking in again. The one before that was low 5's after coming off a honey moon rate in the 4's. Very very lucky.

Nathan Don't you mean centimetres!!!:)

My 6.5 ending in March is already with StG. 6.29 looks nice but low 5's or the 4 range would be nicer. Any bets on which bank will hit 5yr @ 5's and then 4's first?

Hoffy, Thanks, good link. Bradsdad, Definitely 86 as I made it by about 1 week before they jumped to 15.5%. Also in the link that Hoffy provided.

Basically fix for peace of mind but probably also has a lot to do with buying property in 86 and watching the rates rise to over 17%. Does anyone remember when the govt step in (or was it the banks) and introduce the cap system of 13.5% for the first 50K for those who bought before a set...