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St.G had on the 3rd of April. Variable 5.89% and 5.19% negotiated. Fixed 3 Yr 5.34% & 5 Yr 5.94%. Sort of makes fixing look quite nice but another drop would be even better.

Keith, Excellent write up. Apart from say 50% fixed and 50% variable how would staggering the terms work out. Would you consider staggering properties at 3, 5, 7, 10 yrs? 7 & 10 yrs would have to be exceptional rates. Short term being for the properties prepared too let go if needed...