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Shuffler, I would be interested in knowing more about that 4.89%. I'm on 5.09 and told lowest available. Would like to say to them what about this 4.89% rate and why don't I have it. AW1, Have had many a good contact with Vinnie. Maybe we should join forces and hit with a joint proposal or...

AW1, Are you dealing with the Darwin branch. A very similar situation below. I'm really not sure if I will stick with them any longer. They seem to do the easy stuff okay but have really messed up on a few important things for me lately. I had to deal with 4 different staff from the...