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Another tip for claims. Always ask tradesmen for the top price with quality repairs fittings etc. The insurance companies will always try to reduce the amount to pay out. When obtaining quotes I normally try to get 3 or 4 and give them the top 2. This allows you to receive enough money to...

Kissfan, Yes, it does make you wonder. This is the second claim different IP I have had to challenge in 5 years. The first one worth about 20K took about 2 years to settle with compensation for the wait and delays. The key is documentation. Document every time you have contact and make...

http://www.somersoft.com/forums/showthread.php?t=52107 This is a follow on from the above thread. Was originally informed that most damage was wear and tear. Insurance company accept claim for doors and graffiti but applied an excess of $500 to each one which didnt help much as both...