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Thanks for all the responses. My goals are in this market to stick at 80% LVR and be as neutrally as geared until the property market gets going and I can be a little more risky. IMO no point in losing big $$$ each year if there will be little capital gain to be made. Rolf Latham - I have...

Looking at my second IP and currently have a 'pro pack' loan with St. George $395/pa with all the bells and whistles. Everything I read seems to say do not cross-collateralise! My situation: 1. IP 1 Loan amount $246k - Value $400k 2. Budget IP 2 - $550k purchase price I want to...