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@Rolf/Bandita- Thanks for the tips. Is there any special term for this kind of action or do I just tell my broker I want to create a split loan? Also, I'm not too sure what the tax deductions do- say I put the 140k, then re-draw it, how does this affect my next tax return? @Spades- I'm...

Been a year since purchasing a PPOR, have been lurking for awhile and reading SS regularly and talking to investors in RL. Have some spare cash now and have a plan in mind, would appreciate some feedback as I'm positive there are some conceptual flaws given I'm relatively new. My career is also...