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A few years back CBA did a personal line of credit if secured by residential property for up to 50%. They didn't ask questions about your income nor what you wanted to do with the funds. The interest rate was comparable with the cheapest mortgage rates. Sadly it seems that kind of product is...

Thanks for that reasoned response WillG. I am concerned about Sydney housing affordability for my 4 kids and wonder if they will need my help to secure their homes in 15-20yrs time. So at the back of my mind I feel I should try to keep my assets on pace with the Sydney property market. My...

Thanks for your well reasoned advice WillG. I worry if Sydney's housing affordability keeps getting worse I will need to help my 4 kids buy their homes. So at the back of my mind I am thinking I must keep my assets increasing on pace with Sydney land values. I realise there is a lot of...

Everything paid off and 3mil cash is sitting in a bank account earning 4%. Net rent received is about 70k pa. I will be paying 4 lots of private school fees soon so income of 200k pa (indexed) would be the bare minimum. I am looking at a building on a main road leased to NAB with 9...

We own our house (3mil) and 3 investment residential units (2.3mil). The loan facility of 1.9mil is the max I could borrow on a residential mortgage using our house as security to purchase a commercial property. I could potentially borrow more but it wouldn't be a residential mortgage and I'd...

I have 3 mil in cash, 500k in shares and can borrow 1.9mil. I am 40yo supporting wife and 4 kids. I do not currently work and do not wish to return to the workforce. I am looking for a secure cash flow that beats bank interest and will keep pace with inflation. In a few years I will have...