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I see where you're coming from, you make valid points. From a tax point of view (land tax & borrowings) it would be better, but I guess later on you could transfer the units to a discretionary trust for asset protection. Anyone able to give their opinions on the above 2 points too?

If an individual is not in a high risk occupation & doesn't have any real estate in their personal name, I'm coming to the conclusion that it would be very unlikely to be sued for whatever reason. 1. Do you think that it's a good idea for them personally to be a unit holder of a Unit Trust or...