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Do you think she can do worse than the current Super Funds? :eek:

Option#3 - use the Super (SMSF) to buy the IP. She may well have enough deposit there for a $250k IP. Also, she may continue to pump money into the economy at the same rate she is doing it to compensate for those -ve geared investors. If she wants or needs to sell it when in retirament no CG tax...