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Terry_w writes: assuming the offset account contains no borrowed money: ----------------------------------------------------------------------- well, actually I think it does, because it has been set up as a result of topping up my loan. I understand that funds sitting in OA are not mine - they...

Hello everybody, Ive searched the forum to find out about this issue, to no avail. Hence my question. Scenario: IP with IO/variable loan of 300k with an offset account having balance of 150k. Offset Account (lets nickname it as OA) has only recently been set up as a result of topping up my...