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Hey Terry, This was my thinking and you are spot on. The key problem I see with this strategy is having all this money sitting in an offset account and readily available to spend. This is all well and good whilst there is little money in there but what happens in 10 years time when there is...

Hey All, I seem to read a lot about PPOR becoming IP's and that it is not ideal that so much principal has been paid off. If this is the case is there ever really any benefit to paying off principal on any loans if you plan to invest in property? Are you just not better parking the extra...